Tina Cranfield Financial Services
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  • Our Services
    • Mortgage Calculator
    • The Buying Process
    • Cost of Buying
    • First Time Buyers
    • Remortgage
    • Buy To Let
    • Let to Buy
    • Commercial Mortgages
    • Protection
  • Home
  • About
  • Contact
  • Our Services
    • Mortgage Calculator
    • The Buying Process
    • Cost of Buying
    • First Time Buyers
    • Remortgage
    • Buy To Let
    • Let to Buy
    • Commercial Mortgages
    • Protection

Tina Cranfield Financial Services
Mortgage Consultant
07840 740047 / 01526 352076
mortgages@tinacranfield.co.uk

Let To Buy 

                   
A mortgage product available to customers which offers an alternative to the popular “Buy To Let” option.
Let out your old home while you borrow money to purchase your new one!
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Let To Buy Mortgages
A let to buy mortgage works by allowing you to borrow money to buy a new home to move into, while your existing residence is let out to tenants.
The new mortgage lender will calculate the maximum that they are prepared to lend you and not take your existing mortgage into consideration as a commitment as long as the rent covers the existing mortgage payment and/or fits the new lenders let to buy calculations.
A deposit maybe required for the new mortgage however this maybe released from the existing property by remortgaging or a secured loan.
* Be aware that you must ask your existing lender for permission.
Buy to Let Mortgages are not usually regulated by the Financial Conduct Authority. You may have to pay an early repayment charge to your existing lender if you remortgage. Secured Loans are arranged by Introduction Only.

Free Advice
Call Tina on 07840 740047
​or
​01526 352076
​ Mortgages@tinacranfield.CO.UK


Legal

Typically we charge a fee of £375 for arranging a mortgage, however the actual fee will depend on your circumstances and will not exceed 1.5% of the mortgage amount. The fees may be waived subject to the terms of the fee waiver agreement.
As a mortgage consultant, I also give you the option of paying a fee for mortgage advice, with any commission being returned to you. Your home may be repossessed if you do not keep up repayments on your mortgage.

To see our Privacy POLICY please click to download file.

Get in Touch

Tina Cranfield Financial Services
Suite 1  Matthew Temple House 
The Broadway  Woodhall Spa  Lincolnshire  LN10 6ST

07840 740047 / 01526 352076
mortgages@tinacranfield.co.uk
Tina Cranfield Financial Services is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority

Policy Document
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